Workers’ Comp Premium Calculator
Get an instant estimate for your South Carolina business
Your Estimated Premium
Estimated Annual Premium
$0
per year
Monthly
$0
Per Employee
$0
Rate per $100
$0
💡 Ways to Lower Your Premium
Implement a safety program (10-15% discount), maintain a claims-free record (reduce EMR), offer return-to-work programs, and shop multiple carriers annually. Safe Harbor Insurance Advisors can help you access all available discounts.
⚠️ Remember: Coverage is Required
South Carolina law mandates workers’ comp insurance for businesses with 4+ employees. Operating without coverage exposes you to unlimited liability and potential asset seizure by the state.
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Important Disclaimer: This calculator provides estimates only and should not be considered a quote. Actual premiums depend on detailed business information, claims history, safety programs, experience modification rate (EMR), specific job classifications, and carrier underwriting. Contact Safe Harbor Insurance Advisors in Lexington, SC for accurate quotes from multiple carriers. Rates shown are approximations based on industry averages and may vary significantly.