Commercial Insurance for your business
Start a conversation with Advisors who work exclusively with small to midsize businesses across South Carolina.
Risk Mitigation for your business
Our Advisors work to lower your Total Costs of Risks. We offer a system that is completely different than any other agency.
We help businesses in Columbia, SC, lower risks and thereby lower COSTS.
What would a lawsuit or loss do to your small to midsize business? Large companies have risk experts; however, smaller companies, with more to risk, don't have this resource.
Our clients receive a risk partner.
Safe Harbor Insurance Advisors is a boutique commercial insurance agency that guides small businesses to reduce risks of employee injury, product or equipment loss, minimize the chances of cyber breach, and reduce liability exposure. These are the risks small businesses face.
Our agency does not help every business. But if you are chosen, we will lower your total costs of risks for your business..
Running a business is challenging. Let our Advisors keep you what you do best.
Our Advisors help our clients keep doing what they love: running their business. You started your business because you are good at something. Let our team keep you on that path and away from things that could destroy that dream.
Don't just buy business insurance.
Our Advisors will identify common risks within your industry and outline resources to mitigate. Our Advisors also perform an in-depth review of your company to provide a detailed month-to-month plan on how to minimize exposure. Our team will provide you with the dollar amount we plan on saving your business within the first year. If we don't exceed that goal, we will help find you another agency. That is our promise.
From our first meeting, our team will outline our IMPACT and how we plan on helping your business.
Effeciency
We will deliver quick numbers so you know how much we plan to save your business.
Clarity
Our propriatary online portal will show your ongoing savings and each step to reducing risk for your business.
Honesty
We want open, direct dialogue. That's what we will deliver to you.
Our friendly & knowledgable team is our greatest competitive advantage.
What makes one insurance agency different from all the rest? Simple - people, personality, and professionalism. At Safe Harbor Insurance Advisors, we go above and beyond to ensure your experience with us is one you won't forget.
Get answers to frequently asked insurance questions on our blog
Insurance is one of the most confusing things for the average consumer to understand - but it doesn't have to be that way. At Safe Harbor Insurance Advisors, we take great pride in educating you on how your coverage works.
This is critical in ensuring that you know exactly what you're paying for when you purchase insurance from us, or any other agency. Insurance is a legally binding contract between you, and an insurance company. It's important that you understand how you're covered, how you're not covered, and what the conditions are in your policy.
Workers Comp – 4 Things to start off correctly
In South Carolina, every employer should carry Workers Comp to protect employees, the company and the business owner. South Carolina does require all employers to carry Workers Comp once the employer has 4 or more employees. These employees can […]
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Are you an existing agency client in need of policy support?
Depending on what type of request you have, it may be fulfilled by our in-house team of CSRs (customer support representatives) or by your insurance carrier directly. If you have an emergency claim, we'd recommend contacting your carrier directly.
Business Insurance & Risk Solutions Simplified
At Safe Harbor Insurance Advisors, we focus solely on companies here in the Columbia, SC, area. This gives you a risk advisor partner who knows your challenges and opportunities.
Start A Conversation With Us
Enter some basic information to get started, and our helpful team will take it from there!