Why is business insurance SO complicated? Most businesses have at least one insurance policy. However, many business professionals, including some who work in risk management areas, may not fully be aware of what coverage is provided. An insurance policy is a…
If you haven’t finished your renewal yet, it’s OK. You are in the majority of businesses in South Carolina. Many agents oftentimes take your time for granted. Many agents push renewals until the last minute. Then you find the you…
EPLI covers businesses against claims by workers that their legal rights as employees of the company have been violated. The number of lawsuits filed by employees against their employers has been rising. While most suits are filed against large corporations,…
10 Hurricane Prep Tips As of Tuesday, September 27, 2022, Hurricane Ian is headed towards the eastern coast of Florida. The trajectory has the hurricane moving across NE across Florida into Georgia then the Carolinas. Our hopes are the storm…
Loss of Use Coverage D: What is covered? Loss of Use Coverage (Coverage D) is a part of your homeowners’ insurance policy that covers added living expenditures that may occur when your home is temporarily uninhabitable. Imagine the following: Your…
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What is Coverage B on a home insurance policy? Coverage B, also known as other structures insurance coverage, is the part of your homeowners policy that protects structures on your property not physically connected to your home, such as a…
Return to work programs help you get injured employees back to their normal or modified job duties as quickly and safely as possible. Instead of paying for workers’ compensation costs and lost work days, you’ll save money by paying your…
You may have seen the videos captured on dashboard cameras: a vehicle stops short of a pedestrian, only for the person to throw themself on the hood with the flair of a professional soccer player. Or a driver who witnesses…
If you own a home you’ve noticed that homeowners insurance premiums have been increasing. It’s actually happening across the US and with every carrier. In the video we explain why we are all seeing increases in homeowners premiums. 5 reasons…